Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 10 branches located in 8 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

<b>MISSION STATEMENT</b>
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

<b>MOTTO</b>
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Verifying and analyzing credit proposals.</li>
	<li>Follow up on survey results or visits to debtors/potential debtors to obtain well-verified information on the documents that have been received.</li>
	<li>Provide recommendations when submitting credit proposals to the Credit Committee</li>
</ul>

Credit Reviewer Pekanbaru Area

<ul>
	<li>To achieve funding products sales target (i.e. savings &amp; time deposit)</li>
	<li>Maintain good relationship with customers</li>
	<li>Increase market share and portfolio</li>
	<li>Provide service excellence to customers</li>
	<li>New customer acquisition</li>
</ul>

Funding Officer Riau Area

<ul>
	<li>Plan and coordinate billing activities carried out by RO.</li>
	<li>Manage and monitor Collection and Recovery performance to ensure the achievement of predetermined targets.</li>
	<li>Provide reports on the results of activities and achievements carried out by RO.</li>
	<li>Assist RO in the billing process.</li>
	<li>Create a strategy for collection management to achieve targets determined by management.</li>
	<li>Monitoring visit results and number of visits.</li>
	<li>Report and discuss target achievements, problems and difficulties experienced to superiors.</li>
	<li>Provide coaching for team members.</li>
	<li>Willing to work at Pekanbaru or Pangkalan Kerinci.</li>
</ul>

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Credit Reviewer Pekanbaru Area

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