Relationship Manager Digital Lending
PT. Pegadaian
- Kota Jakarta Pusat, IndonesiaJl. Kramat Raya No.162, RT.1/RW.8, Kramat, Central Jakarta City, Jakarta 10430, Indonesia, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta, IndonesiaKota Jakarta PusatDaerah Khusus Ibukota JakartaIndonesiaIndonesia
- Full timeFULL_TIME
Expired a year ago
2024-01-27T17:00:00+00:00Job closed.
Job Description
- Mencari Leads (calon nasabah) yang baik demi pemenuhan Target yang ditetapkan management
- Membantu calon nasabah dalam mengumpulkan dan melengkapi dokumen yang dibutuhkan untuk onboarding (Permohonan Pengajuan Kredit)
- Melakukan initial due dilligent untuk memastikan nasabah yang akan di onboard masuk appetite calon nasabah digital sesuai RAC
- Mengusulkan nasabah ke komite bersama dengan rekomendasi analis kredit
- Menyiapkan Termsheet hingga akad nasabah
- Memastikan pencairan kredit sudah sesuai dengan ketentuan yang berlaku
- Melakukan monitoring atas pemberian kredit waktu ke waktu sesuai dengan ketentuan yang berlaku
- Memastikan pembayaran nasabah dilakukan tepat waktu atau sesuai dengan jangka waktu pembayaran atas underlying yang dibiayai
- Melakukan penagihan awal ke nasabah
- Bersinergi dengan collection apabila mendapati nasabah kelolaan yang akan dilakukan upaya penyelesaian baik dengan collection, litigasi hingga write off
Minimum Qualifications
- Pendidikan minimal S1 dari semua jurusan
- Usia maksimal 30 tahun
- Pengalaman bekerja minimal 4 (empat) tahun di bidang productive loan segment smi/commercial di bank atau fintech productive
- Memiliki skill komunikasi yang baik, agile dan berintegritas.
- Memiliki kemampuan analisa perkreditan korporasi, analisa keuangan dan strategi pengembangan bisnis, eksekusi serta pengelolaan kredit korporasi
- Diutamakan memiliki sertifikasi analis kredit dan manajemen risiko
Disclaimer :
- Lowongan pekerjaan ini hanya diperuntukan bagi pelamar yang memenuhi kualifikasi sebagaimana dipersyaratkan, bagi pelamar yang tidak lulus kualifikasi maka tidak akan diproses lebih lanjut.
- Pegadaian tidak memungut biaya untuk proses seleksi posisi ini.
- Pegadaian hanya menggunakan akun email @kalibrr.com atau akun email resmi @pegadaian.co.id untuk komunikasi kepada kandidat yang telah mengirimkan lamaran.
- Channel resmi Publikasi Iklan Pegadaian silakan dicek di
Website corporate : www.pegadaian.co.id (menu karir),
Akun Instagram : IG @pegadaian_id
Akun linkedin : PT Pegadaian.
Required Skills
- Sales and Marketing Knowledge
- Marketing Communications
- Risk Management
- Accounting
Jobs Summary
- Job Level
- Associate / Supervisor
- Job Category
- Sales and Marketing
- Educational Requirement
- Bachelor's degree graduate
- Recruiter response to application
- Once in a while
- Office Address
- Jl. Kramat Raya No.162, RT.1/RW.8, Kramat, Central Jakarta City, Jakarta 10430, Indonesia
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About PT. Pegadaian
As a state-owned enterprise, Pegadaian has a long history which began in the 18th century when Vereenigde Oost Indische Companies (VOC), established Bank Van Leening, a credit institution extending on pawning system. Then the Dutch government issued Staadsblad no 131 dated 12th March 1901 that principally govern that establishment of pawnshop was monopolized and only government runs such business. In accordance with this law, the first state pawn shop was established in Sukabumi (West Java) on 1st April 1901.Thus, each 1st April is the anniversary of Pegadaian.
Now, Pegadaian has transformed as a business entity which not only gives loans based on pawn but also other profitable business Until the end of 2020 there are more than 4000 Pegadaian branches spread across the Indonesian archipelago. The logo of Pegadaian the scales of justice. Pegadaian's motto is 'overcoming problems without problems'. Pegadaian have more than 1,6 Million customer and more than 14.000 employees. As a state-owned enterprise besides acting as business entity, Pegadaian also has an obligation to support government program in the effort to increase mid to low class society welfare through main activity of pawning credit distribution. This activities make Pegadaian a unique business entity. Conventional model of Pegadaian has operated since 1901. The first branch office in Sukabumi, west Java.
Since 2018 Pegadaian transformation into Digital Financial Company. The journey of Pegadaian's transformation, which is currently + 2 years old, is felt to have contributed a lot to Pegadaian, both in terms of business cooperation with fintech companies, changes in mindset, changes in working methods as well as improvements in organizational governance that are not only in accordance with applicable standards but also lead to in the creation of an agile organization.