Enterprise Risk Evaluation Team Head  

Supervises a Team of Enterprise Risk Managers to ensure team performance is at par with expectations and overall strategy of Corporate Banking and the Bank. Evaluates an assigned company according to the inherent risks and opportunities that the Bank may be able to undertake. Recommends the appropriate facilities and level of business that the Bank may be able to undertake with said company.

• Shares information to other teams on development and peculiarities of specific industries that are prevalent in assigned team through brown bag sessions and success sharing in order to share best practices.
• Monitors trends in the assigned industries by tracking and evaluating performance of players in order to recommend exit from weakening players or entry/growth for good players.
• Establishes and strengthens mutually beneficial relationships with external clients and internal partners / stakeholders by collaborating and working closely with them to ensure smooth booking of transactions.
• Maintains healthy portfolio through proper evaluation of accounts, as well as proper identification and action of watch list accounts and past due accounts including exhausting all means of collection and turnover to Rmd to maintain a tolerable past due at 5% out of total Cbg portfolio.
• Ensures that appropriate approvals, documentation, and collateral agreements are obtained for the Team’s credit exposure.
• Ensures the Team’s compliance with Bank’s credit policies, other governing policies, and proposed actions of audit findings by having thorough knowledge and keeping updated on the Bank’s Credit, Compliance and regulatory policy in order to achieve a passing audit rating.
• Mentors, coaches and supports Relationship Managers, Jr. Relationship Managers and Product Partners through training, mentoring, structuring products, and providing insights and effect to both individual Rm, Team and Corbank portfolio to develop up tiered and best in class Relationship Managers and Jr. Relationship Managers.
• Builds product expertise and provides solutions to clients’ banking needs by cross-selling Sbc’s banking solutions to deepen wallet share of existing client portfolio and develop new to bank client relationships.
• Plans, develops, and executes strategies for the team through budget and pipeline management to achieve set budget/goals in terms of Loans, Deposit, Foreign Exchange, Trade, Debt Capital Markets, etc.
• Manages, oversees and expands the team’s target achievement by deepening wallet share of existing clients and developing new to bank clients to ensure that it is in accordance with the overall goal of the Bank.
• Ensures completeness and accuracy of Credit Proposals presented to the Credit Committee, Executive Committee, and Board members through adherence to required credit information and metrics in order to completely and objectively present risks and mitigants.