Treasury Manager | Loans Management  

The position assists the Department Head in administering, managing, coordinating and implementing the day-to-day and long-term activities of the section, establishing and meeting the company and its subsidiaries financial goals and objectives through research and/or negotiations for new/existing credit facilities, loan/line renewals, nurturing of strong relationships with creditor banks.

The position shall be responsible for managing the CTS and Short/Long Term Borrowings of the company. He/She shall also be responsible for recommending, evaluating and ascertaining industry's best practices on loan management, system improvement and integration; ensure that appropriate policies and control procedures are in place within the section being managed, in such a wat that there is effective and efficient loan monitoring system, timely payment of interest and amortizations on principal and safekeeping of loan documents, proofs of payments, and correspondences among others. He/She shall also be responsible for coordinating with other departments in connection with the compliance in existing loan covenants, submission of documentary requirements and securing bank required information, financial and otherwise.

Duties and responsibilities

• Reviews the computation of principal and interest on maturing loans, i.e., CTS Accounts - buyback, matures and amortization of deferred CTS accounts, FRCN, short/long term loans on a bi-weekly basis by ensuring the correctness of interest rates applied, and validating the amount of principal for payment against loan monitoring files.
• Recommends and signs, request for loan availed (RFLA), request for check payments (RCPs), wire transfer instructions, fund transfers and auto debit/auto credit instructions primarily on loan related transactions
• Liaises with creditor banks regarding the renewal/application of loan/line facilities
• Establishes, develops and maintains a continuing and positive relationship with the company and subsidiaries' creditor banks
• Liaises with other departments such as Accounting, Project Development, AR group, Billings and Collections to name a few for gathering of important financial information or otherwise to comply with the requirements of creditor banks
• Implements an efficient and secure system of processing loan transactions through automation, system consolidation and interfacing with existing depository bank's solutions
• Institutionalizes department's procedure and policies re-calibration of existing policies to the evolving functions fo the section handled
• Reviews the daily, weekly, and monthly reportorial requirements of the section and ensures if completeness and accuracy prior to routing the same for signature of the department head and division head
• Conduct benchmark studies of banks and their services to evaluate whether it fits the company requirements
• Recommend, implement and maintain process improvements
• Develop employee capabilities necessary to effectively archive section's goals and strategies
• Assists in the preparation of ad-hoc presentations of the department head to higher management and other inter-departmental meetings

• Bachelor's Degree in Accouting / Financial Management / Banking & Finance from a reputable school, MBA is a plus
• With at least 3-5 years managerial experience in Finance and Treasury functions
• Comprehensive knowledge of lending procedures
• Working knowledge of compliance issues and banking regulations
• Knowledge of commercial loan products and associated loan operations procedures and best practices
• Ability to review, prepare and analyze financial, statistical and analytical reports
• Ability to research and analyze issues and recomment solutions
• Ability to provice instruction and training financial and non-financial people
• Excellent knowledge in using MS Office applications (Word, Excel, Powerpoint)
• Strong analytical and planning skills
• Good communication and presentation skills
• Excellent problem-solving skills